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      <image:title>Bankruptcy Process - Consultation</image:title>
      <image:caption>We discuss your unique situation to determine if bankruptcy is right for you. We discuss the different chapters of bankruptcy and decide which one is the best for your situation.</image:caption>
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      <image:title>Bankruptcy Process - Document collection</image:title>
      <image:caption>We give you a checklist of required documents, you provide us with the documents, and we prepare your petition.</image:caption>
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      <image:title>Bankruptcy Process - Signing appointment</image:title>
      <image:caption>We review your petition together, make any necessary changes, sign your petition, then file it with the court.</image:caption>
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      <image:title>Bankruptcy Process - 341 Meeting</image:title>
      <image:caption>You attend virtual court with Marcus Herbert to have a short meeting with the trustee to review your case. Creditors can, but don’t often, appear to ask questions.</image:caption>
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      <image:title>Bankruptcy Process - Discharge</image:title>
      <image:caption>In Chapter 7 cases, you will receive a discharge order between 60 - 90 days after your 341 meeting. In Chapter 13 cases, you will receive a discharge on any remaining debt balances between six and eight weeks after making your plan's final payment. Once discharged, you no longer have a legal obligation to pay old debts, and the creditor has no right to collect.</image:caption>
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      <image:title>Home - If overwhelming debt, creditor harassment, wage garnishments, or foreclosure are disrupting your life, you don’t have to face it alone. Marcus H. Herbert is an experienced bankruptcy attorney serving individuals and families throughout Kentucky and Illinois.</image:title>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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